“High risk” insurance doesn’t need to equal high prices. It is important to realize that “SR-22 insurance” simply means that DOL requires that your insurance company file proof that you are insured.  The only additional work for the insurance company is filing the proper paperwork.  You should not be charged more than a nominal fee for this.  This doesn’t mean that insurance companies won’t raise your rates if you are found guilty of a traffic violation, but they do not to raise your rates simply because you need an “SR-22″ form filed.  On the other hand, if you are convicted of Vehicular Assault, multiple DUIs or major traffic offenses you will probably no longer be eligible for preferred rate insurance and will need “hgh-risk” insurance.  Vern Fonk Insurance is a broker that works with multiple insurance companies to get you the best rate on SR-22 insurance.  They can also help you get insured for a reasonable rate when when you have a less than stellar traffic record.

Vern Foink has offices all over Washington.  The Seattle Office is located at:

9622 Aurora Ave N
Seattle, WA 98103-3221
Toll Free: 1-888-VERNFONK
Phone: (206) 634-2500
Fax: (206) 632-3503